Comfort now. Pay over time.
A new system shouldn't have to wait for the perfect month. We partner with FTL Finance so you can apply for financing online and pay over time.
Pay over time
Spread the cost of a new system or major repair into monthly payments.
Apply online
Submit a secure application to FTL Finance directly from this page.
Ask us anything
Not sure where to start? Call (832) 447-3233 and we'll walk you through it.
Financing through FTL Finance
We partner with FTL Finance to offer financing on new HVAC systems and major repairs. Apply online using the secure application below — rates and terms are determined by FTL Finance based on your application.
Financing is subject to credit approval. All rates, terms, and payment amounts are set by FTL Finance, not by JHC Cooling and Heating.
From the Learning Center
- ActCenterPoint Energy HVAC Rebates and the Free ComfortCheck AC Tune-UpCenterPoint Energy Houston Electric offers residential HVAC incentives that start at $200 and may increase depending on your installation. The ince…
- ActHow HVAC Financing Works With JHC Cooling & Heating (FTL Finance)JHC Cooling & Heating offers HVAC financing through FTL Finance, the business name of FTL Capital Partners LLC (NMLS 2133635). Financing is availab…
- ActHVAC Tax Credits in 2026: What Ended, What's Left, and Texas Rebate StatusFederal HVAC tax credits are not available for 2026 work. According to IRS Fact Sheet 2025-05, the 25C credit ended for property placed in service…
Talk to a financing advisor today.
Tell us what's going on and our Houston team will reach out — usually within the hour during business hours. For emergencies, call us directly anytime.
Call us 24/7(832) 447-3233- 24/7 Emergency Service
- Licensed & Insured
- Reviewed on Google
- Serving the Greater Houston area
23210 Birnam Wood Blvd, Spring, TX 77373
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